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Best Online Payment Services Like PayPal- Top 10 PayPal Alternative

Best Online Payment Services Like PayPal- Top 10 PayPal Alternative Posted On
Posted By Parveen

Choosing a good Payment gateway is one of the biggest decision for a business owner. Over in the past year, Paypal has over 244 million users who were active with their respective accounts all over the world. The application makes sure that you are able to make transactions for most of the businesses all over the world with a fair fee structure for all of the transactions made. But in case you have made up your mind on not using Paypal and maybe going for some other alternative payment service, then you have come to the right place because here I will share with the best PayPal alternative that you can use for your transactions.

Why are you looking for alternatives to PayPal?

There are a handful of reasons why you might be looking for Paypal alternative:

  • Lower fees for all the transaction made
  • Some sort of seller protection for all the digital goods
  • Sometimes PayPal locks up your account without prior notification for minor reasons and it takes around 4-7 days to get it unlocked, in case conflict is resolved.
  • A more strengthened core for the customer support team when it comes specifically to supporting businesses
  • Faster turnaround for the transactions made (Paypal sometimes take up to 4 days for showing up on the sellers account or whatsoever)

Best Online Payment Services Like PayPal- Top 10 PayPal Alternative

Some of the apps like Paypal have been mentioned in the following points are as follows:

1. Stripe

Best Online Payment Services Like PayPal- Top 10 PayPal Alternative

If you happen to be running an online business then this is the best application which you can look forward to for making any sort of transaction.

Pros
  • With the easy API and UI, you can have your own Stripe account up and running in no time.
Cons
  • 1.4% + 20p for European cards and 2.9% + 20p for non-European cards charges needs to be paid for every transaction.
  • No mobile application is there for this website.

 

 

2. Amazon Pay

Amazon pay is a very popular transaction making application, which most of the merchants and shops use nowadays. Amazon charges a domestic processing fee of 2.9% plus $0.30 as authorization fee per transaction, plus tax wherever applicable. For cross-border transaction, a higher processing fee of 3.9% and the same authorization fee, plus tax wherever applicable.

Pros
  • The user just needs to log in to their Amazon account in order to check their balance.
  • Checkout is the same as that of the Amazon app for mobiles.
  • You get extra security from Amazon for any fraud transactions at no extra cost.
  • It is available on cross-platform devices.
Cons
  • Extra fee for cross-border (outside USA) transaction.
  • No mobile application is available.

 

 

3. WePay

Best Online Payment Services Like PayPal- Top 10 PayPal Alternative

This website offers various payment options for a variety of platforms.

Pros
  • Charges 2.9% + $0.30 for each transaction and for ACH transactions 1% + $0.30
  • It specialises in various unique online, POS and omnichannel platforms.
  • This application is well known for making a transaction against a single integration.
  • The customers are able to receive payments in minutes with only an email address provided.
  • Keep yourself protected from regulatory overhead and downside made within various transactions.
Cons
  • No mobile application is available for WePay
  • There is a small fee which needs to be made for any sort of transaction depending on what kind of transaction is made.

 

 

4. 2CheckOut

Best Online Payment Services Like PayPal- Top 10 PayPal Alternative

If you are looking for an application which is able to make transactions throughout the world then you could opt in for using this website which offers you with the best options in making global transactions all over the world.

Pros
  • Transactions can be made worldwide.
  • 2CheckOut offers 8 kinds of payment options.
  • Available in 15 languages and 87 currency options, this website is very popular amongst 200 markets all over the world.
  • Higher PCI compliance.
  • Easy UI and integration.
Cons
  • An average of 2.9% + 0.30 cents USD is required for every transaction which is successful.
  • No mobile application is there for this website.
  • The charge which is required to make the transactions does vary in accordance with an industry or business.

 

 

5. Authorize.net

Best Online Payment Services Like PayPal- Top 10 PayPal Alternative

This is one of the oldest transaction methods which companies from the year 1996 have been using. The website has over 43000 merchants and approximately handles over a billion transaction each and every year. A fee of 2.9%+0.30 cents per transaction is required.

Pros
  • This website is an absolute alternative for Paypal.
  • 24×7 customer support is there
  • This website also has an award-winning API integration.
  • net can also easily integrate with Paypal, Apple Pay and Visa too.
  • No setup fee is there.
Cons
  • No mobile application is available for the website.
  • Your business needs to be in the vicinity of US, UK, Canada, Europe or Australia in order to use this website for making transactions.

 

 

6. Skrill

One of the most flexible apps which let you make transactions and store card and bank details without any problem with just only using your email address and password.

Pros
  • Whether the transaction to be made is for your personal use or business, you will receive customer support 24×7 within 30 minutes if you happen to have any sort of problem.
  • Completely free to open a personal account.
  • Available for both Android and iOS.
Cons
  • A fee of 1.45% per transaction is required, even for the Skrill ‘wallet holders’ and no charges only when you directly transfer to a bank account.

 

 

7. Intuit

This website promises to make transactions twice as fast as any other service provider. You can take mobile card payments and even send invoices online. Direct bank transfers are free of cost on Intuit like Skrill. There are variable fees depending upon the type of transaction: Swipe Card – 2.4%+25¢; Card Invoiced – 2.9% + 25¢; Card Keyed – 3.4% + 25¢.

Pros
  • You will get real-time notifications whenever any customer pays you or views the invoices.
  • Payment reminders are automated.
  • The invoice data entry is automatically updated without any adjustment from your side.
Cons
  • No mobile application is available for this website.
  • There a variety of fees which you need to pay for transactions which are made respectively.

 

 

8. ProPay

PayPro offers various payment solutions for small business accommodations which obviously includes direct selling and auto dealers.

Pros
  • They accept credit card payment and allow global transactions to be made easily.
  • PayPro also offers payment solutions for SaaS platforms and marketplaces where the payment is usually made via one-click email or pay by text option.
Cons
  • No mobile application is available for this webpage.
  • There is an annual maintenance fee of $39.95.
  • Monthly transaction limit of $1500 and per transaction limit of $450.

 

 

9. Braintree

This is a webpage which is actually a Paypal service. Works just like online payment services like Paypal. A standard fee of 2.9% +0.30 cents per transaction is required.

Pros
  • It is really easy to accept payments via this webpage since it is used in 45 different countries with over 130 currencies.
  • If you add Hosted Field to the Drop-in UI then you can have access to various checkout experience.
Cons
  • No mobile application is available for this website.

 

 

10. Google Pay (also known as GPay)

Best Online Payment Services Like PayPal- Top 10 PayPal Alternative

This is one of the best online payment services like Paypal which you might use to make various transactions in stores, from within the application or on your website. Google Pay charge 2.9% as a credit fee from the merchant.

Pros
  • Handled by Google so you can be assured that there is no fault from within the application.
  • You can use Google Pay to make the various transaction without the need to remember passwords and login credentials.
  • You can deliver custom mobile offers, loyalty gifts and much more.
  • Maximum transaction limit is $9,999 which pretty good.
  • Available for both Android and iOS
Cons
  • Sometimes GPay is not accepted in various stores and in various transactions since this is a new application in the market.
  • The online payment partners are very less for this application since it is not yet so much popular amongst smartphone users.
  • Functions are divided between separate applications.

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